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How is My Pension Calculated?

LAPP is a defined benefit pension plan. Your pension is based on a formula that looks at your salary and your years of service, and not how much you've paid into the Plan. The longer you're contributing to the Plan, and the higher your salary gets, the larger your pension will be.

A quick way to calculate your pension is to use one of the estimator tools provided by LAPP:

  • The Pension Estimator allows you to calculate different 'what if' scenarios by putting in your own estimates for salary and years of service; and/or
  • The Pension Projection Calculator allows you to project the amount of your future LAPP pension based on the pension information we have on file for you. LAPP members can access this calculator by logging into or registering for Your Pension Profile account by clicking Login at the top right corner of the website.

How is my full-time pension calculated?

How is my part-time pension calculated?

If you're interested in seeing the formula and reading about about how all the parts of the formula work together, you can do so below:

Pension Calculation Formula


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Read all about the governance, oversight, and operational functions that ensure your LAPP pension is on track.

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Your Pension Profile allows you to view your information, send documents, and request assistance and more via Secure Messages!

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Try out the LAPP Pension Estimator and access printable forms, member newsletters, annual reports, investment information and more.

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